Blog categorized as From Students

Last month, International College of Financial Planning and International College of Fashion were invited to various colleges in Delhi & NCR; we were pleased to give a talk to help the youth choose their career wisely. While International College of Financial Planning visited Pt. Jawahar Lal Neh...

I am a subject matter specialist in International Derivatives and Portfolio Management and currently handling various independent national and international assignments. My experience in risk management is over 6 years but prior to this I have worked in relative field and got exposure in management ...

General Election 2019 is the thing now every investor is waiting for. But why the elections are considered to be much more important for stock markets. Why every tom, dick and harry associated with the stock market is saying 2019 elections as a key trigger for the markets? Let us explore the facts b...

Overlooking tension, which was brewing in the area for long time in Mathura, is not good !! In the urge of being “Satyagrahis" , people killed innocent policeman, possessed guns, rifles, pistols, cartridges and explosives, including grenades. These deaths were because of deaths of encroachment ...

There was a time when he owned India’s biggest liquor company and also launched Kingfisher Airlines in 2005 known for its stylish and premium experience which during his golden days matched his styles. It was then. Now, he is no longer talked about in this context. The problem we see now started alm...

Human beings are said to rational animals, but when it comes to earning money we have been irrational and this has led to a lot of mistakes. Mistakes have been part and parcel of our daily life. Sometimes we learn from these mistakes, some we ignore and some are not even known to us. Stock markets a...

China, which was once the fastest growing economy, is now going through a slump. More than $3 trillion worth of wealth has vanished. The Shanghai Composite Index, from a high of 5166 on 12th June came down to 2,927 on 26th August. What was first thought of as a correction in the inflated stock marke...

“This content has been blocked by your service provider” Have you come across such a line while opening up websites? This means that access to this content is not available to everyone. You may have to pay for getting access to this content. Net neutrality is the principle that all internet users mu...

This blog is written by Neha Jain. Student of MBA in Financial Analysis (Batch 2014-2016)

On the bright yellow Saturday morning, my sister came running to me that today is the last day for submitting her university fees. I screamed at her that you always recall things at the last moment. Thanks to...

The word “Derivatives” refers to a variable that has been derived from another variable. Similarly a financial derivative is something that is derived out of the market of some other market product. Hence the derivative cannot stand alone. Its value depends on equity, Interest rate, and commodity an...

For all those people who have dependents, life insurance is a must which act as a tool for income replacement. Through this article, let’s understand the importance of Life Insurance and see how it helps you at each life stage. The objective of life insurance is that, the surviving members do not su...

The biggest fear in life is the fear of failure. It is the major reason why people don’t realize their full potential. Failure leaves us depressed and miserable. Success bring happiness and failure is not easily digestible but remember one thing failure is not end, its the beginning of new era of su...

“Money cannot bring happiness, but lack of it may surely cause inconvenience” Financial planning is a process of meeting your life goals through proper management of your finances. Start by working out for your goals in life, in the short, medium and long term. Life goals can be buying home, saving ...

The expectancy of life in India has been gradually increasing in the last few years. In addition, the medical expenses are also increasing. The days are gone when the old age people used to live with their children, depending on them for their needs now the world has changed. So, for those who want ...

Financial Inclusion is the phenomenon of bridging gap between financial services and weaker sections of the Society and the low Income groups at reasonable cost. Financial Inclusion is a much talked about topic these days! Let us first understand “Financial Inclusion” Financial Inclusion has a decad...

Well most of us have insurance, but have we ever thought of how much insurance a particular person need? There is a scientific approach called Human life Value done by financial planners to calculate quantum of insurance cover needed by a particular person. Though in this article I am giving a brief...

ELSS is one of the best ways to create wealth. ELSS helps you save for long term goals and also saves tax. When you invest into ELSS your money is predominantly invested into equities which are volatile in nature. The three year lock in period gives the fund manager ample time to evaluate stocks and...

Ufff…!!!! MBA ….Sleepless nights, presentations, case studies, group discussions, fear of interviews!!! These are the feelings which one goes through before joining a B-School. When we joined MBA in Financial Planning (MBA-FP) at International College of Financial Planning (ICFP), we thought our lif...

Life can be miserable in absence of a job or any other sources of income during retirement. It can be more troublesome for those working in unorganized sector such as your maid, watchman, gardener etc. These workers do not have any formal provision of getting a regular pension payment on retirement....